The Kia Stonic 2025 is now available in Pakistan through a new easy installment financing plan launched by Faysal Bank in partnership with Lucky Motor Corporation. The program, introduced via the bank’s digital marketplace Digimall, allows customers to purchase the stylish compact SUV through structured monthly payments, making ownership more accessible to a wider audience.
Growing Demand for Affordable SUVs
In recent years, compact SUVs have gained popularity in Pakistan due to their fuel efficiency, comfort, and premium features. The Kia Stonic 2025 stands out as a top contender in this category, combining modern design with advanced safety and entertainment technology. With car prices at record highs, installment-based purchasing has become one of the most practical solutions for consumers.
By offering the Kia Stonic 2025 in easy installments, Faysal Bank and Lucky Motor are addressing a key challenge for buyers: affordability without compromising on quality.
Financing Details for Kia Stonic 2025
Faysal Bank’s structured financing plan is designed to provide flexibility for customers:
- Monthly Installment: Starts from Rs. 106,860 (subject to changes in Karachi Interbank Offered Rate – KIBOR).
- Maximum Financing Limit: Up to Rs. 3 million.
- Financing Tenure: Up to 36 months (3 years).
- Ex-Factory Price: Rs. 4,862,000 for the Kia Stonic 2025.
- Takaful/Insurance: Not included in the monthly installment figure.
This financing scheme gives customers the ability to manage payments effectively while enjoying the benefits of owning a new compact SUV.
Booking and Delivery Through Digimall
Customers can now book the Kia Stonic 2025 directly online through Faysal Bank’s digital platform, Digimall. The entire process, from reviewing financing options to submitting applications, can be completed digitally, making it faster and more convenient.
Additionally, the program offers priority delivery for eligible customers, further enhancing the appeal of this financing plan. Buyers no longer need to wait months for vehicle delivery, which has been a common concern in the local market.
Terms and Eligibility
Applicants must meet Faysal Bank’s financing criteria to qualify for the installment plan. All terms and conditions, including those linked to interest rate adjustments and insurance requirements, apply. The bank emphasizes that installment amounts may vary if the KIBOR rate fluctuates during the tenure.
This ensures transparency while keeping the process flexible for customers who prefer installment-based purchases.
Why Easy Installments Matter
The rising cost of vehicles in Pakistan has made car ownership a challenge for many middle-class families. The Kia Stonic 2025 easy installment plan provides an opportunity for buyers to manage payments over time instead of paying the entire amount upfront. This approach not only reduces financial stress but also allows buyers to plan their budgets more effectively.
Car financing initiatives like this are becoming increasingly important in Pakistan’s auto sector. They give consumers financial freedom while boosting car sales in an otherwise slow market.
Features That Make Kia Stonic 2025 Attractive
The Kia Stonic 2025 combines style with practicality, making it one of the best options in the compact SUV segment:
- Exterior: Sporty design with LED headlights, bold front grille, and sleek lines.
- Interior: Spacious cabin, premium materials, and infotainment with smartphone connectivity.
- Performance: Efficient engine, smooth handling, and ideal for both urban and highway driving.
- Safety: Equipped with multiple airbags, ABS, and electronic stability control.
These features make the Stonic ideal for families, young professionals, and anyone looking for a reliable yet stylish ride.
Competitors and Market Impact
The Stonic competes with models like Toyota Raize, Honda HR-V, and MG ZS. However, the Faysal Bank easy installment plan gives Kia an advantage in the Pakistani market, as it directly addresses affordability.
By integrating financing into its strategy, Kia and Faysal Bank have set a new standard for how vehicles can be marketed and sold in Pakistan.
Future of Car Financing in Pakistan
The partnership between Faysal Bank and Lucky Motor highlights a growing trend of digital car financing in Pakistan. Platforms like Digimall are making the process faster, more transparent, and more customer-friendly. As inflation continues to impact consumer spending, more banks and automakers are expected to adopt similar models.
Industry experts believe this will reshape how Pakistanis purchase cars, shifting from traditional upfront payments to structured installment-based ownership.
Final Thoughts
The Kia Stonic 2025 easy installment plan launched by Faysal Bank and Lucky Motor through Digimall is a significant development for the Pakistani auto market. With monthly installments starting at Rs. 106,860, flexible financing options, and priority delivery, this initiative makes the Stonic more accessible than ever before.
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For customers looking for a compact SUV that balances affordability, performance, and style, the Kia Stonic 2025 now offers the perfect solution through easy installments.
