Easypaisa has flatly denied it introduced a bank-to-wallet transfer tax of 2 percent, calling the reports circulating online false and misleading. The company says transfers into Easypaisa wallets remain completely free of charge.
The clarification comes after screenshots and posts spread across social media claiming that customers would now be charged 2 percent whenever they moved money from a bank account into their Easypaisa wallet.
What Sparked the Bank-to-Wallet Transfer Tax Rumours
The bank-to-wallet transfer tax claim appears to have originated from confused social media posts rather than any official Easypaisa notice, statement, or fee schedule update. No such circular has been published.
Pakistan’s fintech users are already primed to expect new charges. Withholding tax changes, filer-versus-non-filer rules, and shifting bank fee schedules have made rumours about sudden new deductions spread quickly and land as plausible.
What Easypaisa Actually Told
A source close to Easypaisa told News that incoming transfers into wallets carry no fee at all, and that no 2 percent charge has been added anywhere in the system. The company said the claim does not apply to money moving into its wallets under any circumstance.
- No new charge has been added to bank-to-wallet transfers
- Receiving money into an Easypaisa wallet remains free
- The company has not issued any circular supporting the 2 percent figure
- Customers are advised to check Easypaisa’s official channels before acting on unverified claims
Bank-to-Wallet Transfers vs Pakistan’s Withholding Tax Rules
Confusion around a bank-to-wallet transfer tax often overlaps with real withholding tax rules that already exist in Pakistan’s financial system, which may explain why the rumour felt believable to many users.
Under the Income Tax Ordinance, non-filers already face withholding tax on several banking activities — including a 0.8 percent deduction on daily cash withdrawals above Rs 75,000, and separate charges on profit earned from savings accounts. None of these apply to wallet-to-wallet or bank-to-wallet transfers.
| Transaction Type | Applies To | Rate (2026) |
|---|---|---|
| Cash withdrawal (non-filer) | Above Rs 75,000/day | 0.8% |
| Bank profit on deposits | Filer / Non-filer | 15% / 30% |
| Digitally ordered goods/services | Digital or bank payment | 1% |
| Bank-to-wallet transfer (Easypaisa) | Incoming wallet transfer | No fee, per company |
Easypaisa’s Real Fee Structure in 2026
Easypaisa publishes a Schedule of Bank Charges (SOC) every quarter, covering everything from ATM withdrawals to IBFT transfers, and this schedule is the only authoritative source for what customers actually pay.
Under the current SOC, receiving funds into an Easypaisa wallet — whether from a bank account or another wallet — does not carry a transfer fee. Charges apply mainly to outgoing transactions like cash withdrawals at agent locations or cross-wallet transfers to other platforms.
- IBFT transfers out of Easypaisa are typically free or minimally priced
- Agent cash withdrawals carry tiered charges depending on the amount
- ATM withdrawals outside Easypaisa’s own network cost roughly Rs 35 per transaction
- Digital Account holders get free deposits and withdrawals at Easypaisa Bank branches
Why Fintech Misinformation Spreads So Fast in Pakistan
Mobile wallets now process hundreds of millions of transactions monthly in Pakistan, which means even a small, unverified rumour about a new bank-to-wallet transfer tax can reach millions of users within hours.
Screenshots without dates, sources, or official letterheads circulate easily on WhatsApp and social platforms. Once a claim touches money, users tend to share first and verify later — a pattern financial platforms across Pakistan have struggled to counter quickly enough.
What This Means for Easypaisa Users Right Now
For ordinary users, the practical takeaway is simple: nothing has changed. Money sent from a bank account into an Easypaisa wallet still lands without any deduction, exactly as it did before the rumour spread.
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Customers who saw the 2 percent claim and delayed a transfer, or avoided using their wallet out of caution, can proceed as usual. Easypaisa has not filed any regulatory notice or SOC revision reflecting such a charge.
How to Verify Wallet Charges Before You Believe a Screenshot
Before acting on any claim about a new bank-to-wallet transfer tax or fee change, users should check Easypaisa’s official app, website, or verified social media accounts rather than forwarded screenshots.
- Cross-check any fee claim against the quarterly published SOC
- Call Easypaisa’s official helpline for confirmation before sharing further
- Avoid trusting screenshots without a visible date, source, or official logo
- Treat unusually specific percentage figures with extra scrutiny, since real fee changes are formally announced
