Profit Before Tax (PBT) reached PKR 21.9 billion, and Earnings Per Share (EPS) were PKR 6.59 for the six-month period.
Faysal Bank Reports Strong H1 2025 Results Amid Business Growth. Faysal Bank Limited (FBL), one of Pakistan’s leading Islamic banks, reported continued business momentum in the first half of 2025, expanding market share across both retail and corporate segments.
Total deposits rose to PKR 1.2 trillion, marking a 19% increase since December 2024. Current-account deposits crossed PKR 532 billion, up 30%, helping the Bank sustain core earnings despite declining interest rates.
FBL maintained strong financial ratios. The Advance to Deposit Ratio (ADR) stood at 57.8%, supporting national economic growth. The Capital Adequacy Ratio (CAR) remained strong at 15.6%, well above regulatory limits. Asset quality improved, with the Non-Performing Loan (NPL) ratio falling to 3.0%, down from 3.6% in December 2024.
Profit Before Tax (PBT) reached PKR 21.9 billion, and Earnings Per Share (EPS) were PKR 6.59 for the six-month period. The Bank declared an interim cash dividend of PKR 1.5 per share, reflecting a 15% payout.
Mr. Mian Muhammad Younis, Chairman of the Board, said: “Alhamdulillah, our H1 2025 results reflect the strength of our Islamic banking model. This performance stems from our Board’s clear strategy and our team’s dedication. Our strong ADR supports Pakistan’s growth. We thank our customers for their trust.”
Mr. Yousaf Hussain, President & CEO, added: “Faysal Bank remains committed to Islamic values while delivering modern, inclusive financial solutions. Backed by our Shariah Supervisory Board, we are enhancing risk management, governance, and customer focus. With a solid foundation, we are ready to grow through investments in digital, branch expansion, and human capital.”
